- Most ATMs charge $1-2 for the convenience of accessing your cash -- this is in addition to whatever your home bank might charge you.
- In addition to bank locations, there are often ATMs are located in pharmacies (Duane Reade, CVS), delis, fast food restaurants and hotel lobbies around New York City. It is rare in New York City that you would have to walk more than 2-3 blocks to find an ATM.
- Some grocery stores and pharmacies, as well as the US Post Office will let you get cash back with a purchase on your ATM card -- this can be a good way to avoid excess fees for small withdrawals (most places have a limit of $35-50 for cash back).
- ATM cards that are associated with a major credit card (Visa, Mastercard) can often be used as credit cards at restaurants and stores that may not accept regular ATM cards.
- Use caution when taking money out of an ATM -- pay attention to your surroundings and if there are any suspicious looking folks around, it might make sense to try an alternate location.
ATM Tips for International Visitors
- As long as your foreign issued credit card or bank card is compatible with the popular NICE or CIRRUS networks, you can easily withdrawal money using an ATM and your PIN code.
- Check with your bank or credit card company to find out what fees there are for foreign withdrawals. Banks frequently charge a currency exchange fee, in addition to a flat fee for making a withdrawal.
