- Credit cards are a very convenient way to pay for purchases in New York City.
- You can use credit cards to get cash advances at ATMs, but be aware of the fees that your credit card company may charge for this convenience, as well as the interest rate on cash advances.
- Credit cards often offer travel insurance, rental car insurance coverage, and general coverage on purchases, making them a good choice for added security when traveling out of town.
- A few restaurants in New York City will only accept American Express. This is normally clearly communicated on menus, but when in doubt, ask.
- You might be surprised by some of the places in New York City that don't accept credit cards -- in addition to small, cheap restaurants, even some more expensive places (including Peter Luger's Steakhouse) don't accept credit cards. Typically, places let you know that they don't accept credit cards fairly clearly, but it never hurts to ask.
Credit Card Tips for International Visitors
- Let your credit card company know that you are planning to travel to New York City in advance -- this will prevent any surprise suspensions on your credit card for suspicious "far from home" transactions.
- Check with your credit card company to find out what fees there are for foreign transactions.
